onlyTrustedInfo.comonlyTrustedInfo.comonlyTrustedInfo.com
Notification
Font ResizerAa
  • News
  • Finance
  • Sports
  • Life
  • Entertainment
  • Tech
Reading: The ‘Sleep-Well-At-Night’ Portfolio: Monthly Income With Near-Zero Drama
Share
onlyTrustedInfo.comonlyTrustedInfo.com
Font ResizerAa
  • News
  • Finance
  • Sports
  • Life
  • Entertainment
  • Tech
Search
  • News
  • Finance
  • Sports
  • Life
  • Entertainment
  • Tech
  • Advertise
  • Advertise
© 2025 OnlyTrustedInfo.com . All Rights Reserved.
Finance

The ‘Sleep-Well-At-Night’ Portfolio: Monthly Income With Near-Zero Drama

Last updated: June 26, 2025 4:56 pm
Oliver James
Share
6 Min Read
The ‘Sleep-Well-At-Night’ Portfolio: Monthly Income With Near-Zero Drama
SHARE

With the NASDAQ 100 at a new all-time high and the S&P 500 challenging its record high, it’s getting easier for investors to sleep at night. That said, for those who were kept up at night this spring with President Trump’s tariff rhetoric in the lead-up to so-called Liberation Day — and the ensuing fallout in stock prices — I do think that it’s still worth considering some of the more defensive value names out there.

Contents
Key Points in This Article:Invesco S&P 500 High Dividend Low Volatility ETF (SPHD)Vanguard Total Bond Market Index Fund (BND)

Like it or not, a “tech winter” and market-wide correction will happen again, eventually, as part of natural market cycles. And it may not be met with a timely V-shaped recovery like the one we’ve been treated to since the market bottomed out back in April. In this piece, 24/7 Wall St. looks at a few monthly income plays that can help investors sleep soundly, even if tariffs, geopolitical tensions, the Fed or other concerns continue to weigh more heavily on investor sentiment as we enter the second half of 2025.

So, if you’re in the market for a so-called SWAN (sleep well at night) portfolio, which has picked up traction with some Reddit posters on the r/dividends subreddit, the following two exchange-traded funds (ETFs) may be of interest to you.

Key Points in This Article:

  • SPHD offers a dividend currently yielding 3.44% and an attractive forward P/E multiple.

  • BND offers a dividend currently yielding 3.75% and an exceptionally low expense ratio.

  • Are you ahead, or behind on retirement? SmartAsset’s free tool can match you with a financial advisor in minutes to help you answer that today. Each advisor has been carefully vetted, and must act in your best interests. Don’t waste another minute; get started by clicking here. (Sponsor)

Invesco S&P 500 High Dividend Low Volatility ETF (SPHD)

Invesco S&P 500 High Dividend Low Volatility ETF (NYSEARCA:SPHD) is a fantastic way for passive investors to get a higher yield than the S&P 500 and a lower degree of volatility. Indeed, whenever you have fatter dividends and a lower correlation to the rest of the market, you have a stock that can be relied upon when stocks collectively fly south. With a below-average beta of 0.77 and an above-average yield of 3.44%, there’s a lot to love about the low-cost ETF, which, I think, is incredibly underrated.

What kind of stocks and REITs comprise the SCHD ETF? The REITs, utilities, and consumer staples comprise close to 55% of the portfolio. Indeed, these are sectors that tend to naturally sport lower betas and higher yields. With names such as Crown Castle (NYSE:CCI) and Verizon (NYSE:VZ) among the top holdings (I’ve praised both dividend plays in prior pieces), I do view the defensive ETF as a fine choice for those looking to construct a “SWAN” portfolio while the price of admission is cheap, with the SCHD shares only recently falling into correction territory.

Finally, the SCHD has a very reasonable 14.7 times forward price-to-earnings (P/E) multiple, making it magnitudes cheaper than the S&P 500. Though the management fee of 0.30% is higher than your run-of-the-mill S&P 500 ETF, I think the slightly higher fee is worth paying up for, given the unique exposure you’ll get and the likely limited downside come the next market-wide spill.

Vanguard Total Bond Market Index Fund (BND)

If you really want a great night’s rest, adding some bond exposure to your portfolio may be a good idea. The Vanguard Total Bond Market Index Fund (NASDAQ:BND) is a go-to for those who want simplicity and broad diversification across the investment-grade U.S. bond market. With a monthly payout and a rock-bottom expense ratio (0.03%), the BND is an easy buy for those looking to beef up the bond portion of their portfolio.

At the time of this writing, the BND sports a 3.75% yield, which is pretty standard these days. For investors seeking to minimize fees and spread bets across a wide range of maturities, perhaps there is no better one-stop shop to pick up for the summer. While the BND won’t juice your returns, it can help you worry less about your portfolio once the stock market encounters its next big rough patch.

As always, younger investors, even those who are easily started, should have a preference for stocks over bonds. Either way, a small amount in bonds, cash and even CDs is never a bad idea, especially for those who have a lower tolerance for risk.

Retirement can be daunting, but it doesn’t need to be.

Imagine having an expert in your corner to help you with your financial goals. Someone to help you determine if you’re ahead, behind, or right on track. With SmartAsset, that’s not just a dream—it’s reality. This free tool connects you with pre-screened financial advisors who work in your best interests. It’s quick, it’s easy, so take the leap today and start planning smarter!

Don’t waste another minute; get started right here and help your retirement dreams become a retirement reality. (sponsor)

The post The ‘Sleep-Well-At-Night’ Portfolio: Monthly Income With Near-Zero Drama appeared first on 24/7 Wall St..

You Might Also Like

Is It Too Late To Sell Your Tesla? 4 Options If You Don’t Want To Drive It Anymore

4 Legal Documents Older Americans Need — But Most Don’t Have

4 Highly-Reviewed Items on Sale at Best Buy in May

‘We’re Spending $1,541 Eating Out And $956 On Groceries A Month,’ Says One Couple. Now They’re Wondering, Is That Normal?

BTC stalls below $90k, Binance ecosystem surges as Trump’s WLFI launches USD1

Share This Article
Facebook X Copy Link Print
Share
Previous Article Woman ‘Started Screaming’ After M Lottery Prize Win: ‘My Daughter Thought Something Bad Had Happened’ Woman ‘Started Screaming’ After $1M Lottery Prize Win: ‘My Daughter Thought Something Bad Had Happened’
Next Article George Pickens backs out of hosting his own youth football camp George Pickens backs out of hosting his own youth football camp

Latest News

EU unveils AI code of practice to help businesses comply with bloc’s rules
EU unveils AI code of practice to help businesses comply with bloc’s rules
Finance July 9, 2025
Nutella’s parent company Ferrero is buying cereal maker WK Kellogg for .1 billion
Nutella’s parent company Ferrero is buying cereal maker WK Kellogg for $3.1 billion
Finance July 9, 2025
Nvidia CEO Jensen Huang’s Net Worth Reaches 2 Billion, As Company Market Cap Sets Record
Nvidia CEO Jensen Huang’s Net Worth Reaches $142 Billion, As Company Market Cap Sets Record
Finance July 9, 2025
4 Best Investments To Earn Money in the Second Half of 2025
4 Best Investments To Earn Money in the Second Half of 2025
Finance July 9, 2025
//
  • About Us
  • Contact US
  • Privacy Policy
onlyTrustedInfo.comonlyTrustedInfo.com
© 2025 OnlyTrustedInfo.com . All Rights Reserved.