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Finance

Summer Gas Prices: How To Save Money at the Pump

Last updated: June 6, 2025 12:48 pm
Oliver James
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5 Min Read
Summer Gas Prices: How To Save Money at the Pump
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The busy summer travel season is picking up, but the threat of higher gas prices shouldn’t stop you from saving money while you’re on a road trip.

Contents
Use Cash Where It’s CheaperSign Up for an Anywhere Gas CardCommit to One ChainUse a Gas AppPractice Good Auto Hygiene

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Following these economical driving tips will help you get maximum miles from your tank of fuel and keep more money where it belongs — in your vacation budget.

MCCAIG / iStock.comMCCAIG / iStock.com
MCCAIG / iStock.com

Use Cash Where It’s Cheaper

If the price at the pump doesn’t match the numbers on the sign at the gas station, it’s almost certainly because you swiped your credit card. Gas stations compensate for credit card transaction fees by charging a premium to customers who pay with plastic — although they pass it off as a “discount” for cash customers. 

In the places that allow it, the cash price is advertised without making the distinction clear. Know the difference before you fill up and head to the pump with some old-fashioned paper money to cash in when this common gas discount presents itself.

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602837594 / Shutterstock.com602837594 / Shutterstock.com
602837594 / Shutterstock.com

Sign Up for an Anywhere Gas Card

A good gas card can more than make up for the premium that credit card customers pay at the pump. The best cards, like the PenFed Platinum Rewards card, can deliver up to 5x points or 5% cash back no matter where you buy gas with no annual fee.

They usually offer points in other categories, as well, but fuel perks should take top billing. The PenFed card, for example, gives 3x points on groceries in addition to the gas rewards.

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©Shutterstock.com©Shutterstock.com
©Shutterstock.com

Commit to One Chain

Another strategy is to pick one national chain that has gas stations everywhere, open a credit card with that brand specifically and make it your go-to service station — you can save much more this way.

Take the Shell Fuel Rewards card, for example. It gives Shell loyalists 30 cents off per gallon on their first five fill-ups, and then 10 cents off per gallon after that. The full-fledged credit card gets you 2% rebates on dining and groceries, as well as 1% on everything else. Many big chains have similar offerings. 

andresr / iStock.comandresr / iStock.com
andresr / iStock.com

Use a Gas App

GasBuddy is the oldest, biggest and best-known app for finding real-time prices at gas stations across the country, although it has evolved to do a lot more than that over the years. It might still be the only gas app you need, but it certainly has plenty of company. AAA has a mobile gas app, as do insurers like GEICO, GPS services like Waze and MapQuest, as well as GasBuddy competitors like Gas Guru.

MoreISO / Getty Images/iStockphotoMoreISO / Getty Images/iStockphoto
MoreISO / Getty Images/iStockphoto

Practice Good Auto Hygiene

The best way to save money on gas is to burn less of it, which you can do almost every time you drive with just a little basic maintenance and a few good driving habits. 

According to FuelEconomy.gov, you should start by keeping your tires inflated to your manual’s specified pounds per square inch (psi) and use cruise control where you can. Also, avoid speeding, as your miles per gallon start dwindling rapidly around 50 mph. Every mile after that adds an average of $0.21 per gallon.

In addition, it doesn’t hurt to travel light. Excess weight diminishes fuel economy, as does hauling cargo on the roof, which kills your car’s aerodynamics. Use rear-mounted cargo boxes instead.

Most importantly, don’t drive aggressively. Speeding and rapid starting and stopping are almost as bad for gas mileage as they are for your safety.

David Nadelle contributed to the reporting for this article.

This article originally appeared on GOBankingRates.com: Summer Gas Prices: How To Save Money at the Pump

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