There’s a lot of hype over the perks of joining a warehouse club like Sam’s Club. Membership gets you perks like exclusive savings, discounted gas and the ability to earn rewards on everyday purchases — all for just $50 a year. If you upgrade to the Sam’s Club Plus Membership, it will cost over twice as much at $110 per year but comes with perks that include 2% cash back on all in-club purchases, free curbside pickup and free shipping on orders over $50.
Discover More: 5 Things To Buy at Sam’s Club This Summer If You Live on Social Security
Read Next: 6 Things You Must Do When Your Savings Reach $50,000
Most shrewd shoppers know that buying in bulk can definitely save you money in the long run, but what if you are only stocking up for one? Simply put, is a Sam’s Club membership worth it for single people?
Trending Now: Suze Orman’s Secret to a Wealthy Retirement–Have You Made This Money Move?
Quick Take: Pros and Cons of Sam’s Club Membership
You don’t pay for a membership to something from which you don’t expect rewards. Beyond bulk purchases of toilet paper and canned goods, what are the benefits and drawbacks of paying to shop at Sam’s Club?
Pros
Discounts on gas
Exclusive members-only deals
Curbside pickup and free shipping
Sam’s Cash rewards
Cons
The need for larger storage areas or pantry space
Potential for overspending on impulse purchases
Limited accessibility compared to other retailers
For You: 6 Brand-New Items at Target That Cost Way Less Than at Dollar Tree
Will You Use the Credit Card?
With a Sam’s Club Plus membership, you could qualify for the Sam’s Club Mastercard. This lets you earn up to 5% cash back on in-store purchases. This includes the 2% Plus members already get and an additional 3% from the Mastercard itself.
You’ll also get 5% back on gas (on the first $6,000 each year), 3% back on dining and 1% on all other purchases. There’s no annual fee.
If you use your credit card when you shop, you could rack up enough rewards to offset the cost of membership. Just be sure to pay off your bill before it incurs interest.
What Are Your Shopping Habits?
Sam’s Club rewards can add up fast, but your shopping habits play a key role in determining the true value.
Ask yourself:
How often do you shop?
How often do you want to shop?
Are you taking advantage of members-only savings?
Like Costco, Sam’s Club is a place for buying in bulk, especially those staples that last a long time. This means you could cut down on shopping trips — and save on time, gas and potential wear and tear on your vehicle. And then there are the everyday savings.
For example, a Sam’s Club rotisserie chicken costs $5. It’s $9 at Publix. Other items, like toothpaste, toilet paper and pantry staples, are often cheaper, too.
If you’re single, be careful when buying perishables — like dairy or produce. Buying in bulk might save you money at checkout, but you’ll end up losing out if the food goes to waste.
Do You Need the Pharmacy or Other Medical Services?
You don’t need a membership to use the Sam’s Club pharmacy. But if you’re already shopping there, you might be more likely to stop by for your prescription — and nonprescription — meds. And that means more savings.
At Sam’s Club, you can get generic meds starting at $4. The average shopper saves 65% on their medication at Sam’s Club. Plus, members can get many prescription medications completely free.
If you need other services — like hearing testing or hearing aids — you can save even more. Members get free hearing exams, free cleaning and adjustments, free follow-up consultations and discounted prices on hearing aids.
Do You Plan To Add Another Cardholder?
Your membership card is for your use alone, so it’s basically designed for single people. But if you ever plan to have a partner, you can share your membership with them in the future.
You can also add another cardholder to your existing membership for a discounted price — currently $45 a year. This means more savings for them, too.
Caitlyn Moorhead contributed to the reporting for this article.
More From GOBankingRates
3 Luxury SUVs That Will Have Massive Price Drops in Summer 2025
4 Things You Should Do if You Want To Retire Early
7 Wealth-Building Shortcuts Proven To Add $1K to Your Wallet This Month
5 Things You Must Do When Your Savings Reach $50,000
This article originally appeared on GOBankingRates.com: Is a Sam’s Club Membership Worth It For Single People?
