Here’s the Cost of Living in Every State

The last few years have been more expensive for Americans than in decades due to severe inflation and ever-rising cost of living. People living on tighter budgets or more frugal lifestyles may be looking to move to other, cheaper states.

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Some states will let you spread your dollars more than others. Using data from the Missouri Economic Research and Information Center, and the Bureau of Labor Statistics, GOBankingRates determined the cost-of-living index in each state compared to the overall national average. The study included costs associated with six categories: housing, utilities, groceries, healthcare, transportation and miscellaneous expenses.

Here’s the cost of living in all 50 states.

Also see the most livable city in every state.

Alabama

• Average annual cost of living: $68,006

• U.S. rank (1 is cheapest): 5

• Lowest cost-of-living index: Housing, 69.5

• Highest cost-of-living index: Utilities, 100

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Alaska

• Average annual cost of living: $95,673

• U.S. rank (1 is cheapest): 47

• Lowest cost-of-living index: Transportation, 114.3

• Highest cost-of-living index: Utilities, 152.8

Explore More: Here’s How Much Your State Collects on Every Type of Tax

Arizona

• Average annual cost of living: $86,167

• U.S. rank (1 is cheapest): 36

• Lowest cost-of-living index: Health, 92.7

• Highest cost-of-living index: Housing, 131.9

Arkansas

• Average annual cost of living: $68,547

• U.S. rank (1 is cheapest): 6

• Lowest cost-of-living index: Health, 85.7

• Highest cost-of-living index: Misc., 96.7

California

• Average annual cost of living: $111,901

• U.S. rank (1 is cheapest): 48

• Lowest cost-of-living index: Health, 107.7

• Highest cost-of-living index: Housing, 208.7

Colorado

• Average annual cost of living: $78,826

• U.S. rank (1 is cheapest): 32

• Lowest cost-of-living index: Utilities, 89.3

• Highest cost-of-living index: Housing, 107.7

Connecticut

• Average annual cost of living: $86,785

• U.S. rank (1 is cheapest): 40

• Lowest cost-of-living index: Grocery, 102.6

• Highest cost-of-living index: Utilities, 135.9

Find Out: How Much Money Is Needed To Be Considered Middle Class in Every State?

Delaware

• Average annual cost of living: $77,898

• U.S. rank (1 is cheapest): 5

• Lowest cost-of-living index: Housing, 97.4

• Highest cost-of-living index: Misc., 102.9

Florida

• Average annual cost of living: $79,444

• U.S. rank (1 is cheapest): 34

• Lowest cost-of-living index: Transportation, 98.8

• Highest cost-of-living index: Housing, 108.1

Georgia

• Average annual cost of living: $70,557

• U.S. rank (1 is cheapest): 12

• Lowest cost-of-living index: Housing, 79.2

• Highest cost-of-living index: Health, 100.4

Hawaii

• Average annual cost of living: $144,436

• U.S. rank (1 is cheapest): 50

• Lowest cost-of-living index: Health, 121.1

• Highest cost-of-living index: Housing, 310

Idaho

• Average annual cost of living: $78,826

• U.S. rank (1 is cheapest): 33

• Lowest cost-of-living index: Utilities, 77.9

• Highest cost-of-living index: Transportation, 109.6

Read More: How Far $750,000 in Retirement Savings Plus Social Security Goes in Every State

Illinois

• Average annual cost of living: $72,952

• U.S. rank (1 is cheapest): 21

• Lowest cost-of-living index: Housing, 83.3

• Highest cost-of-living index: Transportation, 103.4

Indiana

• Average annual cost of living: $69,938

• U.S. rank (1 is cheapest): 10

• Lowest cost-of-living index: Housing, 77.1

• Highest cost-of-living index: Transportation, 98.7

Iowa

• Average annual cost of living: $69,320

• U.S. rank (1 is cheapest): 8

• Lowest cost-of-living index: Housing, 74.8

• Highest cost-of-living index: Transportation, 97.6

Kansas

• Average annual cost of living: $67,234

• U.S. rank (1 is cheapest): 3

• Lowest cost-of-living index: Housing, 72.4

• Highest cost-of-living index: Utilities, 98.7

Kentucky

• Average annual cost of living: $71,870

• U.S. rank (1 is cheapest): 17

• Lowest cost-of-living index: Housing, 78.7

• Highest cost-of-living index: Health, 106.6

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Louisiana

• Average annual cost of living: $71,252

• U.S. rank (1 is cheapest): 14

• Lowest cost-of-living index: Utilities, 78.5

• Highest cost-of-living index: Misc., 99.4

Maine

• Average annual cost of living: $86,631

• U.S. rank (1 is cheapest): 38

• Lowest cost-of-living index: Groceries, 101.5

• Highest cost-of-living index: Housing, 128.7

Maryland

• Average annual cost of living: $89,104

• U.S. rank (1 is cheapest): 45

• Lowest cost-of-living index: Health, 100.9

• Highest cost-of-living index: Housing, 135.8

Massachusetts

• Average annual cost of living: $112,752

• U.S. rank (1 is cheapest): 49

• Lowest cost-of-living index: Groceries, 104.4

• Highest cost-of-living index: Housing, 218.8

Michigan

• Average annual cost of living: $69,861

• U.S. rank (1 is cheapest): 5

• Lowest cost-of-living index: Housing, 73.7

• Highest cost-of-living index: Transportation, 99.6

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Minnesota

• Average annual cost of living: $73,493

• U.S. rank (1 is cheapest): 23

• Lowest cost-of-living index: Housing, 80.9

• Highest cost-of-living index: Groceries, 102.1

Mississippi

• Average annual cost of living: $67,929

• U.S. rank (1 is cheapest): 4

• Lowest cost-of-living index: Housing, 73.9

• Highest cost-of-living index: Health, 99.3

Missouri

• Average annual cost of living: $68,547

• U.S. rank (1 is cheapest): 7

• Lowest cost-of-living index: Housing, 77.8

• Highest cost-of-living index: Utilities, 98.8

Montana

• Average annual cost of living: $73,338

• U.S. rank (1 is cheapest): 22

• Lowest cost-of-living index: Utilities, 83.3

• Highest cost-of-living index: Transportation, 109.7

Nebraska

• Average annual cost of living: $71,948

• U.S. rank (1 is cheapest): 18

• Lowest cost-of-living index: Housing, 80.0

• Highest cost-of-living index: Misc., 100.6

See More: What Salary Single People Need To Live Comfortably in 100 Major US Cities

Nevada

• Average annual cost of living: $78,285

• U.S. rank (1 is cheapest): 31

• Lowest cost-of-living index: Health, 87.1

• Highest cost-of-living index: Utilities, 103.9

New Hampshire

• Average annual cost of living: $87,017

• U.S. rank (1 is cheapest): 41

• Lowest cost-of-living index: Groceries, 99.9

• Highest cost-of-living index: Housing, 117.5

New Jersey

• Average annual cost of living: $88,563

• U.S. rank (1 is cheapest): 44

• Lowest cost-of-living index: Utilities, 100.6

• Highest cost-of-living index: Housing, 136.9

New Mexico

• Average annual cost of living: $72,102

• U.S. rank (1 is cheapest): 19

• Lowest cost-of-living index: Utilities, 84.3

• Highest cost-of-living index: Health, 102.7

New York

• Average annual cost of living: $95,286

• U.S. rank (1 is cheapest): 46

• Lowest cost-of-living index: Utilities, 99.7

• Highest cost-of-living index: Housing, 168

Learn More: Here’s the Minimum Salary Required To Be Considered Upper-Middle Class in 2025

North Carolina

• Average annual cost of living: $75,580

• U.S. rank (1 is cheapest): 28

• Lowest cost-of-living index: Housing, 93.3

• Highest cost-of-living index: Health, 104.7

North Dakota

• Average annual cost of living: $71,020

• U.S. rank (1 is cheapest): 13

• Lowest cost-of-living index: Housing, 80.1

• Highest cost-of-living index: Health, 108.2

Ohio

• Average annual cost of living: $72,798

• U.S. rank (1 is cheapest): 20

• Lowest cost-of-living index: Housing, 85.7

• Highest cost-of-living index: Utilities, 99.3

Oklahoma

• Average annual cost of living: $66,229

• U.S. rank (1 is cheapest): 2

• Lowest cost-of-living index: Housing, 68.6

• Highest cost-of-living index: Health, 96.6

Oregon

• Average annual cost of living: $86,554

• U.S. rank (1 is cheapest): 37

• Lowest cost-of-living index: Utilities, 89.7

• Highest cost-of-living index: Housing, 133.3

Find Out: How Much You Need To Earn To Be Upper Middle Class in Every State

Pennsylvania

• Average annual cost of living: $73,493

• U.S. rank (1 is cheapest): 24

• Lowest cost-of-living index: Housing, 84.3

• Highest cost-of-living index: Utilities, 106

Rhode Island

• Average annual cost of living: $86,708

• U.S. rank (1 is cheapest): 39

• Lowest cost-of-living index: Transportation, 96.3

• Highest cost-of-living index: Misc., 114.2

South Carolina

• Average annual cost of living: $74,112

• U.S. rank (1 is cheapest): 26

• Lowest cost-of-living index: Housing, 86.7

• Highest cost-of-living index: Utilities, 102.3

South Dakota

• Average annual cost of living: $71,252

• U.S. rank (1 is cheapest): 15

• Lowest cost-of-living index: Utilities, 83.5

• Highest cost-of-living index: Health, 101

Tennessee

• Average annual cost of living: $69,938

• U.S. rank (1 is cheapest): 11

• Lowest cost-of-living index: Housing, 83.2

• Highest cost-of-living index: Groceries, 97.1

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Texas

• Average annual cost of living: $71,639

• U.S. rank (1 is cheapest): 16

• Lowest cost-of-living index: Housing, 82

• Highest cost-of-living index: Utilities, 105.3

Utah

• Average annual cost of living: $81,067

• U.S. rank (1 is cheapest): 35

• Lowest cost-of-living index: Health, 88.4

• Highest cost-of-living index: Housing, 116.8

Vermont

• Average annual cost of living: $88,408

• U.S. rank (1 is cheapest): 43

• Lowest cost-of-living index: Transportation, 95.8

• Highest cost-of-living index: Housing, 129.7

Virginia

• Average annual cost of living: $77,821

• U.S. rank (1 is cheapest): 29

• Lowest cost-of-living index: Transportation, 94.9

• Highest cost-of-living index: Health, 105

Washington

• Average annual cost of living: $88,254

• U.S. rank (1 is cheapest): 42

• Lowest cost-of-living index: Utilities, 92.6

• Highest cost-of-living index: Housing, 126.9

Read More: The Salary Needed To Afford America’s 50 Biggest Cities

West Virginia

• Average annual cost of living: $64,992

• U.S. rank (1 is cheapest): 1

• Lowest cost-of-living index: Housing, 59.9

• Highest cost-of-living index: Groceries, 99

Wisconsin

• Average annual cost of living: $74,962

• U.S. rank (1 is cheapest): 27

• Lowest cost-of-living index: Housing, 91.6

• Highest cost-of-living index: Health, 106.4

Wyoming

• Average annual cost of living: $73,802

• U.S. rank (1 is cheapest): 25

• Lowest cost-of-living index: Housing, 88.6

• Highest cost-of-living index: Health, 104.3

Methodology: For this study, GOBankingRates analyzed each state by looking at the cost-of-living indexes, as sourced from the Missouri Economic and Research Information Center’s 2024 overall cost of living indexes. Using the Bureau of Labor Statistics 2023 Consumer Expenditure Survey, GOBankingRates calculated average costs by looking at factors such as (1) total annual expenditures, (2) annual grocery (“food at home”) expenditures, (3) annual housing (“shelter”) expenditures, (4) annual utilities (“utilities, fuel and public services”) expenditures, (5) annual transportation (“Gasoline, other fuels and motor oil” + “other vehicle expenses”) expenditures, (6) annual healthcare expenditures and (7) annual miscellaneous expenditures. All data was collected on and is up to date as of Feb. 25, 2025.

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This article originally appeared on GOBankingRates.com: Here’s the Cost of Living in Every State