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6 Most Affordable Cities in Texas for the Middle Class

Last updated: May 4, 2025 8:00 pm
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6 Most Affordable Cities in Texas for the Middle Class
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SouthlakeFulshearColleyvilleProsperKellerMurphy

Texas is full of affordable places to live for the middle class. GOBankingRates found about 150 cities in the state where people had at least $1,000 left for savings every year. We then took the best of those to find the ones where you get the most bang for your paycheck — most of them are situated outside Dallas.

Also See: The Cheapest Place To Buy a Home in Every State

Find Out: How Middle-Class Earners Are Quietly Becoming Millionaires — and How You Can, Too

From Southlake to Murphy, here are the six most affordable cities in Texas for the middle class.

Davel5957 / Getty Images
Davel5957 / Getty Images

Southlake

  • Annual cost of living: $113K

  • Median middle-class income: $250K

  • Leftover savings: $137K

Find More: The Money You Need To Save Monthly To Retire Comfortably in Every State

Check This: How Much House Does $300K, $400K and $500K Buy You in Every State?

Trending Now: Suze Orman’s Secret to a Wealthy Retirement–Have You Made This Money Move?

Trong Nguyen / Shutterstock.com
Trong Nguyen / Shutterstock.com

Fulshear

  • Annual cost of living: $63K

  • Median middle-class income: $178K

  • Leftover savings: $115K

Learn More: How Long $2 Million in Retirement Will Last in Every State

josephqamar / Shutterstock.com
josephqamar / Shutterstock.com

Colleyville

  • Annual cost of living: $89K

  • Median middle-class income: $204K

  • Leftover savings: $115K

f11photo / Shutterstock.com
f11photo / Shutterstock.com

Prosper

  • Annual cost of living: $83K

  • Median middle-class income: $188K

  • Leftover savings: $105K

benedek / Getty Images
benedek / Getty Images

Keller

  • Annual cost of living: $71K

  • Median middle-class income: $173K

  • Leftover savings: $102K

©Shutterstock.com
©Shutterstock.com

Murphy

  • Annual cost of living: $67K

  • Median middle-class income: $165K

  • Leftover savings: $98K

Editor’s note: Photos are for representational purposes only and might not reflect the exact locations listed.

More From GOBankingRates

  • Mark Cuban: Trump’s Tariffs Will Affect This Class of People the Most

  • 5 Things You Must Do When Your Savings Reach $50,000

  • How To Get the Most Value From Your Costco Membership in 2025

  • 7 Wealth-Building Shortcuts Proven To Add $1K to Your Wallet This Month

This article originally appeared on GOBankingRates.com: 6 Most Affordable Cities in Texas for the Middle Class

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