What comes rushing to mind when you think of the Midwest? You may think of flat, near-endless landscapes and beautiful national state parks, but probably not of million-dollar homes.
Find Out: How Paychecks Would Look in Each State If Trump Dropped Federal Income Tax
Read Next: 4 Low-Risk Ways To Build Your Savings in 2025
But while the Midwest may not be as overtly chic as the East Coast or as loudly luxurious as the West Coast, it’s got no shortage of households making great money — well into the six-figures.
In which Midwestern cities is making at least $100,000 especially common? In a new study, GOBankingRates analyzed Midwestern cities with a population of 10,000 people or more to find the cities with the most households earning six-figure incomes. Let’s see a quick snapshot of what financial life is like for the middle class in these places.
Trending Now: Suze Orman’s Secret to a Wealthy Retirement–Have You Made This Money Move?
12. Dardenne Prairie, Missouri
Household median income: $155,585
Single-family home average value: $473,541
Total cost of living annually: $57,352
Number of households earning $100k or more: 3,169
Percentage of households earning $100k or more: 70%
Explore More: The Living Wage a Family of Four Needs in All 50 States
11. Dublin, Ohio
Household median income: $155,282
Single-family home average value: $603,265
Total cost of living annually: $66,578
Number of households earning $100k or more: 12,805
Percentage of households earning $100k or more: 72%
10. Wildwood, Missouri
Household median income: $157,750
Single-family home average value: $552,173
Total cost of living annually: $63,655
Number of households earning $100k or more: 9,390
Percentage of households earning $100k or more: 72%
9. Montgomery, Ohio
Household median income: $148,438
Single-family home average value: $633,990
Total cost of living annually: $68,841
Number of households earning $100k or more: 2,963
Percentage of households earning $100k or more: 73%
8. East Grand Rapids, Michigan
Household median income: $168,487
Single-family home average value: $615,014
Total cost of living annually: $66,785
Number of households earning $100k or more: 2,849
Percentage of households earning $100k or more: 75%
7. Hudson, Ohio
Household median income: $180,931
Single-family home average value: $520,684
Total cost of living annually: $59,815
Number of households earning $100k or more: 5,947
Percentage of households earning $100k or more: 75%
6. Lake Forest, Illinois
Household median income: $228,120
Single-family home average value: $1,127,080
Total cost of living annually: $104,548
Number of households earning $100k or more: 5,183
Percentage of households earning $100k or more: 75%
5. Leawood, Kansas
Household median income: $184,976
Single-family home average value: $730,366
Total cost of living annually: $76,349
Number of households earning $100k or more: 10,276
Percentage of households earning $100k or more: 78%
4. Town and Country, Missouri
Household median income: $237,083
Single-family home average value: $1,075,861
Total cost of living annually: $100,113
Number of households earning $100k or more: 3,222
Percentage of households earning $100k or more: 79%
3. Powell, Ohio
Household median income: $191,250
Single-family home average value: $581,082
Total cost of living annually: $65,535
Number of households earning $100k or more: 4,131
Percentage of households earning $100k or more: 82%
2. Victoria, Minnesota
Household median income: $192,821
Single-family home average value: $594,919
Total cost of living annually: $66,641
Number of households earning $100k or more: 3,255
Percentage of households earning $100k or more: 83%
1. New Albany, Ohio
Household median income: $232,524
Single-family home average value: $691,761
Total cost of living annually: $72,770
Number of households earning $100k or more: 2,954
Percentage of households earning $100k or more: 85%
Methodology: For this study, GOBankingRates analyzed cities in the Midwest to find those with the most households earning a six-figure income. The Midwest states are defined as: IA, IL, IN, KS, MI, MN, MO, ND,NE, OH, SD, WI. To qualify for this study the city has to have at least 10,000 population as well as data available from all sources. For each city, a number of factors were found including; total population, population ages 65 and over, total households, household median income, households earning $100k-$149k, households earning $150k-$199k, and households earning $200k or more, all sourced from the U.S. Census 2023 5-year American Community Survey. The households earning each category were used to calculate the percent of households earning within each category and were summed to find the percentage of households that earn at least $100k. The cities were sorted to show the cities with the highest percentage of households earning $100k or more. The top 100 cities were selected. The cost of living indexes were sourced from Sperling’s BestPlaces and using the average expenditure cost as sourced from the Bureau of Labor Statistics Consumer Expenditure Survey, the average expenditure cost can be calculated for each city. The average single-family home value was sourced from Zillow Home Value Index from March 2025. Assuming a 10% down payment and using the national average 30-year fixed mortgage rate as sourced from the Federal Reserve Economic Data, the average mortgage can be calculated for each city. Using the average mortgage and expenditure cost, the total cost of living can be calculated. The livability index was sourced from AreaVibes. The cities were sorted to show the highest percentage of households earning $100k or more. All data was collected on and is up to date as of April 25, 2025.
More From GOBankingRates
6 Used Luxury SUVs That Are a Good Investment for Retirees
How Middle-Class Earners Are Quietly Becoming Millionaires — and How You Can, Too
7 Overpriced Grocery Items Frugal People Should Quit Buying in 2025
4 Low-Risk Ways To Build Your Savings in 2025
This article originally appeared on GOBankingRates.com: 12 Midwestern Cities With the Most Households Earning Six Figures
