onlyTrustedInfo.comonlyTrustedInfo.comonlyTrustedInfo.com
Notification
Font ResizerAa
  • News
  • Finance
  • Sports
  • Life
  • Entertainment
  • Tech
Reading: 10 Hurricane-Prone States With Rising Home Insurance Costs in 2025
Share
onlyTrustedInfo.comonlyTrustedInfo.com
Font ResizerAa
  • News
  • Finance
  • Sports
  • Life
  • Entertainment
  • Tech
Search
  • News
  • Finance
  • Sports
  • Life
  • Entertainment
  • Tech
  • Advertise
  • Advertise
© 2025 OnlyTrustedInfo.com . All Rights Reserved.
Finance

10 Hurricane-Prone States With Rising Home Insurance Costs in 2025

Last updated: June 14, 2025 5:43 pm
Oliver James
Share
5 Min Read
10 Hurricane-Prone States With Rising Home Insurance Costs in 2025
SHARE

If you live in a hurricane-prone state, you probably know the basics of how to prepare for a hurricane and have an emergency kit at the ready. But how much do you know about the costs of owning a home in a hurricane-prone state, specifically costs pertaining to home insurance?

Contents
10. New York9. Massachusetts8. Georgia7. Mississippi6. North Carolina5. Alabama4. South Carolina3. Louisiana2. Texas1. Florida

Check Out: 4 Housing Markets That Have Plummeted in Value Over the Past 5 Years

Read Next: How Middle-Class Earners Are Quietly Becoming Millionaires — and How You Can, Too

Home insurance costs in hurricane-prone states are going way up in 2025. The annual cost of home insurance will increase 8% by the end of the year to a national average of $3,520, according to projections by Insurify. New research by Insurify captured both storm probability and the projected increase in home insurance costs in 2025. Ranked by likelihood of a hurricane, these are the 10 most hurricane-prone states with rising home insurance costs.

Trending Now: Suze Orman’s Secret to a Wealthy Retirement–Have You Made This Money Move?

10. New York

  • Major hurricane probability: 3% (50% above average)

  • Named storm probability: 32% (23% above average)

  • Projected home insurance cost increase in 2025: 5%

  • Projected annual cost of home insurance by the end of 2025: $2,855

Explore More: The Cheapest Place To Buy a Home in Every State

9. Massachusetts

  • Major hurricane probability: 4% (33% above average)

  • Named storm probability: 40% (21% above average)

  • Projected home insurance cost increase in 2025: 2%

  • Projected annual cost of home insurance by the end of 2025: $2,432

8. Georgia

  • Major hurricane probability: 8% (33% above average)

  • Named storm probability: 72% (14% above average)

  • Projected home insurance cost increase in 2025: 8%

  • Projected annual cost home insurance by the end of 2025: $3,826

7. Mississippi

  • Major hurricane probability: 9% (13% above average)

  • Named storm probability: 62% (17% above average)

  • Projected home insurance cost increase in 2025: 8%

  • Projected annual cost home insurance by the end of 2025: $5,198

6. North Carolina

  • Major hurricane probability: 9% (13% above average)

  • Named storm probability: 76% (12% above average)

  • Projected home insurance cost increase in 2025: 6%

  • Projected annual cost home insurance by the end of 2025: $3,432

5. Alabama

  • Major hurricane probability: 10% (25% above average)

  • Named storm probability: 67% (16% above average)

  • Projected home insurance cost increase in 2025: 7%

  • Projected annual cost home insurance by the end of 2025: $5,831

4. South Carolina

  • Major hurricane probability: 10% (25% above average)

  • Named storm probability: 66% (16% above average)

  • Projected home insurance cost increase in 2025: 4%

  • Projected annual cost home insurance by the end of 2025: $4,172

3. Louisiana

  • Major hurricane probability: 18% (29% above average)

  • Named storm probability: 74% (12% above average)

  • Projected home insurance cost increase in 2025: 27%

  • Projected annual cost home insurance by the end of 2025: $13,937

2. Texas

  • Major hurricane probability: 19% (19% above average)

  • Named storm probability: 70% (15% above average)

  • Projected home insurance cost increase in 2025: 9%

  • Projected annual cost home insurance by the end of 2025: $6,522

1. Florida

  • Major hurricane probability: 35% (21% above average)

  • Named storm probability: 92% (7% above average)

  • Projected home insurance cost increase in 2025: 9%

  • Projected annual cost home insurance by the end of 2025: $15,460

More From GOBankingRates

  • I’m a Realtor: This Is Why No One Wants To See Your Home 

  • 3 Things Retirees Should Stop Buying To Save Money Amid Tariffs 

  • How Middle-Class Earners Are Quietly Becoming Millionaires — and How You Can, Too 

  • 7 Wealth-Building Shortcuts Proven To Add $1K to Your Wallet This Month

This article originally appeared on GOBankingRates.com: 10 Hurricane-Prone States With Rising Home Insurance Costs in 2025

You Might Also Like

Best CD rates today: This weekend’s your chance to get secured yields of up to 4.40% APY while Fed holds steady — May 9, 2025

Should You Forget Palantir and Buy These 2 Artificial Intelligence (AI) Stocks Instead?

‘Shark Tank’ Star Daymond John’s Top 3 Passive Income Ideas

Standard Chartered Bank Re-focuses On $500,000 Bitcoin Target After Trump Crypto Reserve Announcement

I Went From Having Two Paychecks Every Month to One: Here’s How I Budgeted

Share This Article
Facebook X Copy Link Print
Share
Previous Article Ella Emhoff Wasn’t Trying to Break the D.C. Fashion Rules Ella Emhoff Wasn’t Trying to Break the D.C. Fashion Rules
Next Article DC Lottery results: See winning numbers for Powerball, DC 2 on June 14, 2025 DC Lottery results: See winning numbers for Powerball, DC 2 on June 14, 2025

Latest News

4 Best Investments To Earn Money in the Second Half of 2025
4 Best Investments To Earn Money in the Second Half of 2025
Finance July 9, 2025
Myth Busted: High Interest Rates Mean You Should Stick to Cash Instead of Investing
Myth Busted: High Interest Rates Mean You Should Stick to Cash Instead of Investing
Finance July 9, 2025
3 Apple Devices You Can Flip for a Profit
3 Apple Devices You Can Flip for a Profit
Finance July 9, 2025
The Cheapest Place To Buy a Home in Every Midwestern State
The Cheapest Place To Buy a Home in Every Midwestern State
Finance July 9, 2025
//
  • About Us
  • Contact US
  • Privacy Policy
onlyTrustedInfo.comonlyTrustedInfo.com
© 2025 OnlyTrustedInfo.com . All Rights Reserved.